Zephyr reduces rates on two and five-year fixes – Mortgage Finance Gazette Zephyr reduces rates on two and five-year fixes – Mortgage Finance Gazette

Zephyr reduces rates on two and five-year fixes – Mortgage Finance Gazette

Zephyr Homeloans has introduced a 16 foundation factors (bps) discount throughout its two-year mounted price mortgages and a 6bps discount throughout its five-year mounted price mortgages.

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The specialist buy-to-let mortgage supplier, stated that it’s providing the next for properties with an A to C-rated vitality efficiency certificates (EPC):

Between 3.64% and 5.64% on a two-year mounted price, customary BTL mortgage (65%) LTV
Between 4.69% and 5.49% on a five-year, mounted price, customary BTL mortgage (65%) LTV

Zephyr additionally stated it’s providing the next rates for properties with an EPC score of D or E:

Between 3.74% and 5.74% on a two-year mounted price customary BTL mortgage (65%) LTV
Between 4.79% and 5.59% on a five-year, mounted price, customary BTL mortgage (65%) LTV

Zephyr stated that the mortgage choices can be found with charges of three%, 5% and 7%.

The firm can be providing 6.19% and 6.29% with 0% product charges on five-year mounted customary BTL mortgages at 80% LTV for properties with an A to C-rated EPC and a D or E-rated EPC score, respectively.

Zephyr managing director Paul Fryers commented: “Our new rates present landlords with the selection and flexibility to allow them to seek out the deal that most closely fits their budgets.”

Zephyr has additionally diminished stress price calculations on its two-year mounted price merchandise.