Zephyr cuts rates on two and five-year fixes – Mortgage Strategy Zephyr cuts rates on two and five-year fixes – Mortgage Strategy

Zephyr cuts rates on two and five-year fixes – Mortgage Strategy

Zephyr Homeloans has introduced a 16 foundation factors (bps) discount throughout its two-year mounted fee mortgages and a 6bps discount throughout its five-year mounted fee mortgages.

The specialist buy-to-let mortgage supplier, stated that it’s providing the next for properties with an A to C-rated power efficiency certificates (EPC):

Between 3.64% and 5.64% on a two-year mounted fee, commonplace BTL mortgage (65%) LTV
Between 4.69% and 5.49% on a five-year, mounted fee, commonplace BTL mortgage (65%) LTV

Zephyr additionally stated it’s providing the next rates for properties with an EPC score of D or E:

Between 3.74% and 5.74% on a two-year mounted fee commonplace BTL mortgage (65%) LTV
Between 4.79% and 5.59% on a five-year, mounted fee, commonplace BTL mortgage (65%) LTV

Zephyr stated that the mortgage choices can be found with charges of three%, 5% and 7%.

The firm can also be providing 6.19% and 6.29% with 0% product charges on five-year mounted commonplace BTL mortgages at 80% LTV for properties with an A to C-rated EPC and a D or E-rated EPC score, respectively.

Zephyr managing director Paul Fryers commented: “Our new rates present landlords with the selection and flexibility to allow them to search out the deal that most closely fits their budgets.”

Zephyr has additionally diminished stress fee calculations on its two-year mounted fee merchandise.